Loans

Expert guides and the latest news about home loans in Australia, from the application process through to different types of mortgages.

Guides

Fixed vs variable rate home loans
Discover the pros, cons and key differences between fixed and variable rate home loans to make an informed decision that saves you money on your home loan.
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Split rate home loans
Learn how split rate home loans give you the best of both worlds with fixed rate stability and variable rate flexibility. Easily optimise your home loan today.
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Redraw facilities
Discover how home loan redraw facilities work, their benefits over offset accounts, and smart strategies to save thousands while maintaining financial flexibility.
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Offset accounts
Discover how offset accounts can slash years off your mortgage and save you thousands. Get expert tips to maximise benefits and avoid common pitfalls.
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Loan-to-value ratio (LVR)
LVR (loan-to-value ratio) is the percentage of your property's value that you're borrowing. Your LVR can determine your interest rate, fees and purpose options.
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Self-employed home loans
Discover how to get approved for a home loan when self-employed. Learn tips, document requirements, and lender insights to boost your chances.
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Bridging loans
All About Bridging Loans: A temporary financing solution that helps homeowners purchase a new property before selling their existing one
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Refinancing
Your essential guide to refinancing and how to lower the cost of your mortgage: when to refinance, how to refinance, and your refinancing options.
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Guarantor home loans
This guide explains how guarantor home loans work, who they're best suited to, and the requirements and risks involved.
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Lender's mortgage insurance
What is Lender's Mortgage Insurance (LMI)? This guide explains how it works, how much it costs, and when you need it.
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House and land packages
A house and land package lets you combine a vacant land purchase with a construction loan, for a single, streamlined purchase process.
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Articles

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