Overview
Self-Managed Super Fund loans allow you to purchase property through your retirement fund. These specialised loans come with strict regulations but offer a pathway to diversify your retirement investments through real estate.
SMSF loans require careful structuring to ensure compliance with superannuation laws and typically involve higher deposits (usually 30-40%). While more complex than standard mortgages, these loans can create tax advantages and long-term wealth building opportunities when properly executed under professional financial guidance.
Loan options
Limited recourse borrowing arrangements (LRBAs)
A specialised borrowing arrangement allowing your SMSF to purchase residential investment properties while limiting the lender's recourse to only the specific asset being purchased, protecting other SMSF assets. All SMSF property loans are required to use this structure.
See guide
Calculators
FAQs
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