Overview
Self-employed loans are specifically tailored for business owners, freelancers, and entrepreneurs who don't receive a PAYG payslip. These loans consider business performance, business income over time, and industry stability rather than relying solely on PAYG statements.
Getting pre-approval for a home loan is possible with an experienced mortgage broker who can help self-employed borrowers access competitive rates by properly presenting business financials and demonstrating serviceability through alternative means.
Talk to the Felix team to understand your options.
Loan options
Full doc loans
Standard loans requiring comprehensive documentation including proof of income, assets, liabilities, and expenses - typically offering the most competitive interest rates.
See guide
Low doc loans
Loans requiring less documentation than standard loans, designed for self-employed borrowers who may struggle to provide traditional proof of income.
See guide
Alt doc loans
Alternative documentation loans similar to low doc loans, where you can use business bank statements, accountant declarations, or BAS statements instead of traditional income verification.
See guide
Calculators
FAQs
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