First home buyers

Considering asking your family to become a guarantor for your home loan? Read about the pros, cons and risks of using a guarantor to become a homeowner sooner.

Your complete guide to the Australian property settlement process, including when to engage a conveyancer and what happens after loan approval.

How regional first home buyers can use the Australian Government 5% Deposit Scheme to buy with a 5% deposit and no LMI, since the regional guarantee merged into it on 1 October 2025.

How the Australian Government 5% Deposit Scheme helps eligible first home buyers purchase with a 5% deposit and no LMI, with the price caps that apply from 1 October 2025.

Need a stop-gap measure for your property deposit? A deposit bond might be the solution you need. Here's everything you need to know about this financial tool.

Discover the pros, cons and key differences between fixed and variable rate home loans to make an informed decision that saves you money on your home loan.

The Australian Government's shared equity scheme for new and existing homes, with 2026-27 income thresholds and price caps.

How the First Home Super Saver Scheme works, including eligibility requirements, how to access it, and its benefits and limitations.

A comprehensive guide to rentvesting: how first-time buyers can build wealth by purchasing investment properties while continuing to rent in preferred locations.

What is Lender's Mortgage Insurance (LMI)? This guide explains how it works, how much it costs, and when you need it.