Guides

Considering asking your family to become a guarantor for your home loan? Read about the pros, cons and risks of using a guarantor to become a homeowner sooner.

Your complete guide to the Australian property settlement process, including when to engage a conveyancer and what happens after loan approval.

Discover how the Regional First Home Guarantee can help you buy your first home with just a 5% deposit, avoid LMI and what Labor's new policy means for you.

Learn how the First Home Guarantee scheme helps first home buyers enter the market with just 5% deposit without paying LMI, plus upcoming changes to expand access.

Discover how SMSF loans work, their benefits, eligibility requirements, and how to navigate the process of investing in property through your self-managed super fund.

Need a stop-gap measure for your property deposit? A deposit bond might be the solution you need. Here's everything you need to know about this financial tool.

Discover if interest-only home loans are right for you. Learn the pros, cons, and strategies to manage higher repayments after the interest-only period ends.

Discover the pros, cons and key differences between fixed and variable rate home loans to make an informed decision that saves you money on your home loan.

Learn how split rate home loans give you the best of both worlds with fixed rate stability and variable rate flexibility. Easily optimise your home loan today.

Discover how home loan redraw facilities work, their benefits over offset accounts, and smart strategies to save thousands while maintaining financial flexibility.

Discover how offset accounts can slash years off your mortgage and save you thousands. Get expert tips to maximise benefits and avoid common pitfalls.

LVR (loan-to-value ratio) is the percentage of your property's value that you're borrowing. Your LVR can determine your interest rate, fees and purpose options.

Discover how to get approved for a home loan when self-employed. Learn tips, document requirements, and lender insights to boost your chances.

The Labor Federal Government's shared equity scheme to help you buy your home for both new and existing homes. Updated income caps for 2025.

All About Bridging Loans: A temporary financing solution that helps homeowners purchase a new property before selling their existing one

How the First Home Super Saver Scheme works, including eligibility requirements, how to access it, and its benefits and limitations.

Your essential guide to refinancing and how to lower the cost of your mortgage: when to refinance, how to refinance, and your refinancing options.

This guide explains how guarantor home loans work, who they're best suited to, and the requirements and risks involved.

A comprehensive guide to rentvesting: how first-time buyers can build wealth by purchasing investment properties while continuing to rent in preferred locations.

What is Lender's Mortgage Insurance (LMI)? This guide explains how it works, how much it costs, and when you need it.

A house and land package lets you combine a vacant land purchase with a construction loan, for a single, streamlined purchase process.